Domestic Helper Insurance – What Every Employer Must Know

The provision of domestic helper insurance is one of the requirements set by the government to those seeking for maid services, and this holds true almost anywhere in the world. Aside from this, employers must also provide their maids with salaries that are not below the minimum wage set, food and accommodation.

You may be thinking that this isn’t necessary anymore, but your maid is a person like you. She is not a stranger to accidents and risks. In fact, doing her required daily chores can put her in some form of danger. That is why having her covered will not only benefit her, but you, too.

By getting this domestic helper insurance, you get your liabilities as employer fully covered. Moreover, the insurance covers personal accidents and hospitalization expenses incurred by your maid.

Quite a lot of insurance companies offer this type of insurance specific to domestic helpers. Most of these companies have websites that you can view conveniently in the comfort of your home. Take time to go over these sites, comparing notes. If you are overwhelmed by all the information, you should spend time reading over reviews and write-ups about these companies. Another idea is to join certain groups or communities and participating in their discussions of insurance companies and products.

To be able to qualify to this type of insurance, the maid has to be at least 18 years old but not over 60 years old. She must also be healthy at the time of the application

Don’t ever presume that nothing bad is ever going to happen to your maid because she is exposed to risks of any kind every day. She can trip and fall, experience food poisoning, or something else while in the conduct of her duty. With domestic helper insurance, it should give you a lot of confidence to know that you will not have to deal with all the expenses yourself.

Visit the top domestic helper agency Hong Kong to see the free profiles and photos of domestic helper, nanny, housekeeper, caregiver, driver, gardener and much more.